Category: <span>Debt</span>

What I Learned From Four Years Of NO Shopping For New Clothes

In February of 2016, I posted about my journey of not buying any new clothes for three years. The post really appears to intrigue readers, who still comment about being impressed by this seemingly-impossible task. To the readers who want to know how long I was able to keep it …

Not Everyone Really NEEDS A Stimulus Check

This pandemic has clearly affected the finances of people very differently. While some are struggling to pay their bills, others are finding themselves with extra time at home and stimulus checks to supplement their regular income. As the second round of stimulus checks hit bank accounts, I suggest that we …

Simple Ways to Save as a Stay-At-Home Parent

Living on a single income isn’t easy. Even if you consider yourself to be a frugal person, the increasing costs of various bills today mean that it’s incredibly difficult to make ends meet when you don’t have cash coming in from at least two people in your household. Sometimes, however, …

Save Cash By Staying On Top Of These Outdoor Home Maintenance Jobs

The typical American household will spend $2,100 every year on home maintenance costs, according to the American Housing Survey.  However, failing to check your home for repair issues or putting off repair work can result in extra cost.  We’re certainly guilty of trying to ignore some of those smaller things in need …

2019 Update: Finances, Life & Plans For The Future

Greetings from The Smith Family!  We hope that 2019 is going well for you so far.  This blog is quite overdue for an update on our progress with finances and everything else that has been going on with us.  Read on to learn about just how much debt we’ve destroyed …

Monday Medley: Lots of Updates & Some Thoughts On Blogging When Things Are Going Well

As the end of 2018 approaches, I wanted to give everyone an update on the Smith Family.  There are a number of reasons why it’s been pretty quiet on this blog lately, including that we’ve been very busy enjoying all of the adventures that come with being a large, frugal …

A Cautionary Tale: How One Side Hustle Almost Cost Me Everything

In looking back over my blog posts over the past several years, they always seem to be a bit more spread out over the summer. It makes sense, because we’re on the go more during the warmer seasons of the year, trying to fill our days with as much adventure …

How To Be A Financially Responsible Adult

I hope you are having a great summer!  We have been a little too busy over the past few months, but continue trying to make the most of our time by focusing on family, frugal living, and being responsible with money.  I’m pleased to share the following guest post for …

Monday Medley: Where Have We Been?

I must start off by apologizing to my dear readers, as it has been quite a while since anything new has been posted here at Creating My Kaleidoscope.  Everything is fine, great actually.  We’ve just been very busy with family adventures, frugal living activities, and hustling too.   Celebrations Believe …