How To Plan A Wonderfully Frugal Mother’s Day

With Mother’s Day approaching, you may be thinking about how to make your mom feel valued and loved, without killing your budget.  Don’t we all want to give mom a special gift to show our appreciation?  Keep in mind that value and price are two very different things.  It is relatively easy to make Mother’s Day memorable without spending that much money.  As with so many other things, the keys are a little bit of creativity and planning ahead. 

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Our Unique Solution To The Problem Of How To Transport A Large Family

“You’re going to have five kids?!?”  This is what I’ve been hearing a lot of lately, in conversations that usually start with, “Is this your first?”  People seem pretty shocked at the size of our growing family and often start firing off questions about the practical issues, like whether we will have to move, will both of us parents be working, and if we’ve gone shopping for a van yet.  Well, we looked at vans, and decided that they were not the most practical solution to our dilemma of the best way to transport a large family.

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How To Save Money On Makeup: For Those Not Quite Ready To Go Au Naturel

Our family is always looking for new ways to save money, so we can continue to pay off debt and invest towards our future goals.  I’m definitely not wearing much makeup these days, as I rest up and prepare to give birth to the twins.  However, there are times when I like to use some makeup to feel a little prettier and give myself a more-finished look.  The best way to save money on makeup is obviously by going au naturel, but many women (myself included) aren’t quite ready to go the super frugal route of absolutely no makeup.  The good news is that you can still use makeup, without destroying your budget.

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Frugal Ways To Be Healthier As a Family

Being healthy seems to be the focus of many as we get into the full swing of the New Year.  I’m already looking forward to regaining my shape once this last pregnancy is done!  As a parent, we’re always trying to make sure that our family is healthy . . . and for good reason.  Being healthier means that all of you can be more active, get sick less, and have more fun together.  The best part is that you can achieve these goals for your family, without breaking the budget.   

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They Picked The Wrong House: Our Recent Experience With A Salesman

The details of the phone call seemed a bit strange, but we were enticed by the promise of a gift card for the grocery store.  It didn’t take long to realize that we had been duped into subjecting ourselves to a sales presentation.  The “snake oil” was a water softening and purifying system, for which we were offered a “great deal” on a ten-year lease.  We’ve been purposely avoiding sales pitches for the past few years due to our mission to fix our finances, so  this experience was actually somewhat, um, interesting.

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The Better Way To Track Finances In 2017

I am so proud of the way that we are destroying our debt.  It is both rewarding and motivating to see how far we’ve come in just a few short years.  Tracking financial progress can provide an immense boost of resolve to continue, and even step up, our diligence.  That is why we’re trying something new in 2017, to keep better track of our finances.

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10 Cheap And Easy Alternatives To Store-Bought Valentine’s Day Cards

Valentine’s Day is one of those holidays that can quickly become expensive.  Mr. Smith used to send beautiful bouquets of flowers to my office.  They were lovely, but honestly, a waste of money.  Nowadays, we’re saving our money to pay down debt and fund future adventures.  But the kids should still get to participate in Valentine’s Day festivities with their friends at school.  These cheap and easy alternatives to store-bought Valentine’s Day cards are a great way to help them enjoy the day without spending too much money.

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How Are We Going To Pay For College . . . With Five Kids?

Reactions to our news about expecting twins, when we already have three young kids, have been pretty interesting.  There is usually a bit of shock, followed by one or more of the following questions: (1) are you going to move, (2) are you going to buy a new vehicle, and (3) how are you going to pay for college with such a large family?  The twins were a surprise, but whether we ended up with four or five children, it would still cost hundreds of thousands of dollars to take on the entire cost of a college education.  We have a plan, consistent with our new financial priorities and definition of success, for how our children will be able to attend college.  And, it doesn’t involve any type of regular contribution to investment accounts.

 

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