DIY Fancy Hair Ties

  Looking for a cheap and easy do-it-yourself project?  Make yourself some of these fancy “no-crease” hair ties. Step 1: Go on Etsy and order a big bundle of “fold over elastic.”  They have a seemingly limitless supply of different colors, textures, and patterns.  I purchased a variety of colors of satin …

Hunting For A Better Cell-Phone Plan

  I have used Verizon Wireless for more than a decade.  The service is good, but it is just too expensive, especially in our current debt situation.  To be fair, I gave them a chance.  I called to investigate whether there were any cheaper plans.  Unfortunately for Verizon, we already …

Rescuing Food From The Jaws of Pregnancy-Brain Defeat

In working towards being more frugal, common sense dictates that you should try to avoid wasting food.  The things that we buy to eat, afterall, make up one of our largest categories of expenses, along with housing and transportation.  I have tried to be mindful of what we have, what …

2014 Financial Accomplishments and Plans for 2015

2014 Financial Accomplishments We paid off approximately $12,000 in credit card debt!  We finished payments on my car.  And, I launched this blog. How did we do it?  I attempted to go the entire year without purchasing any clothing and did pretty well.  I bought one pair of good sandals for …

DIY Christmas Presents

This year has represented a new journey into efficiency, minimalization, and frugality. However, even in past years, I have usually tried to inlcude some do-it-yourself presents in my Christmas giving. My two main projects for 2014: hidden-treasure books and personalized magnets. Hidden-Treasure Books Mr. Smith helped with this project, but …

Frugal Family Activity That Keeps On Giving

On a rather chilly October afternoon, we enjoyed picking some apples as a family. Goofball had mentioned that he wanted to pick apples, most likely after hearing discussions of friends at daycare. I had never gone before, so I did a little research. These farms have devised quite a profitable tactic …