The Price Of Christmas Memories

As we count down the last few days until Christmas, the world around us seems a flurry of holiday activity.  Everyone is finalizing preparations and checking things off their family to-do lists. We’re looking forward to a break from school and work that will start on Friday, but the hustle and bustle of Christmas has been going on for weeks now.  Holiday spending isn’t limited to presents under the tree, but festive activities as well.  Parents are filling every possible moment with holiday cheer for their children.  Instead of feeling guilty for not buying fifty dollar, First Class tickets for the Polar Express, I’ve been thinking about what Christmas memories will actually stay with my kids for years to come.



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Tips For Keeping Your Financial New Year’s Resolutions

This time of the year tends to make us reflective.  We look back and assess what we’ve done well and what we’d like to change as we move forward. The clean break of the New Year gives us a great opportunity to make new goals for our personal lives, careers, and our finances.  Out with the old and in with the new.  We always have the best intentions for our New Year’s resolutions, but very few people have kept their resolutions by the time summer rolls around.  If you’re one of the many who plan to include financial goals in their aspirations for the New Year, how do you stick to this type of resolution? 


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Frugal and Festive: How To Keep Spending Under Control This Christmas

I love Christmas, but hate how it is always accompanied with messages of “Buy! Buy! Buy!”  The craziness all starts this Friday when the hoards battle to snag “good deals,” whether or not they really need everything piled in their shopping carts.  People seem to have accepted that it’s normal to have big credit card bills in January . . .  that the holiday spirit comes with a big price tag.  I want to tell you that with a bit of planning and creativity, it is possible to save money and still have a very Merry Christmas.



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5 Awesome Ways To Upcycle Fabric Scraps

In prepping to sell crochet items at an upcoming craft sale and being busy with work, I haven’t been able to find much time to upcycle or refashion my clothes.  I have a couple big bags of clothing that are destined to be transformed into new things to wear.  But, with everyone talking about Christmas already, I’m wondering if I can use the fabric to make some presents.



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Solutions To Help You Wake Up From A Financial Nightmare

Financial struggles can make for extremely trying times.  There are plenty of reasons why someone might end up in such a position, including job loss or medical issues.  Whatever the reason, it can become difficult to get by when there isn’t much money coming in.  You may even need to rely on savings or unemployment benefits to survive.  It is possible to wake up from most financial nightmares with a few, fairly basic, strategies.   



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Mr. Smith’s Guide To DIY Cleaning And Refurbishing A Wood Stove

We moved into our house in the Winter of 2013, and have never had our wood stove cleaned.  It was something on that had always been on the “to-do list,” but with Mr. Smith’s growing collection of wood and plans for lots of fires this coming winter, it became more of a safety issue.  We looked into the price of cleaning and Mr. Smith wanted to take on the challenge of figuring out how to clean a wood stove.  In addition, since the stove was already going to be disassembled, he decided to fix it up a bit too.


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Traveling On A Shoestring: Top Tips To See The World On A Budget

Most of us probably have a desire to travel, that familiar wanderlust setting in when it feels like we need a break from the everyday. Vacations tend to be viewed as un-affordable. However, as we proved with a recent frugal family trip to Maine, there are ways to travel without financial setbacks. If you’re trying to find a way to travel, here are some ideas to help you save up and cut costs, so you can escape for a while.



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Use These Money-Saving Tips To Shop Less

Everyone wants to spend less money, especially those of us who are trying to pay off debt or save towards the goal of financial independence. Budgeting can be helpful, but the key to really improving your finances is spending far less than what is coming in with your income.  Shopping less is one of the best ways to save money.  So how do you decrease the amount that you spend, so you can apply more towards your goals?



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Things To Do With Kids In Bar Harbor, Maine

We had a great time on our recent family vacation to Bar Harbor, Maine.  One of the best parts about this destination is that you really don’t need to spend money on entertaining your kids.  The main expenses for our trip were renting a van, gas, and food.  We didn’t really spend anything on fun, but still had an awesome time.  There are just so many free things to do with kids in Bar Harbor.

Things To Do With Kids In Bar Harbor (1)


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Need Money? You May Not Have Thought Of These Options

Whatever the reason why you need more money, there may come a point where it feels like you have exhausted all your resources. So, you’ve budgeted like a professional, you may be working more than one job, and you’ve learned to live a frugal lifestyle.  Are there any other options?  As we work hard to hasten our journey to financial semi-independence, I’m always looking for new ways to increase our income. I’ve found that taking stock of, and exploiting to their fullest, all of our resources is a good approach. (5)

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