Milestones & Aspirations: Our Goals For 2017

January is all about making goals and getting motivated for an awesome new year.  It represents a chance to start fresh and focus on moving forward, instead of worrying about setbacks from the previous twelve months.  We all have tons of things that we would like to accomplish, but some things belong on a fill-the-bucket list, for some indefinite point in the future.  My plan for 2017 is to set a few specific goals, one for each quarter.  Then, we have a bunch of more-general, aspirational ideas for how to stay true to our top priorities throughout the year.

 

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Financial Review Of 2016: Our Starting Point For A Better Year

Happy New Year everyone!  I hope that all of you made some great memories during the holidays.  2016 was a rough one for a lot people.  The hateful goodbye messages on social media were proof enough of that fact.  We faced many challenges of our own, but survived and came out ahead.  Now that there has been some time for relaxing and the countdown is over, we’re reflecting on our progress and how best to channel the lessons from another year into making the most out of the next one.

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What Side-Hustlers Do When They Need Help

I posted a few days ago about feeling a bit overwhelmed with work.  It really is my own fault, trying to be a full-time working mom, while side hustling to pay off debt.  However, life will not be like this forever.  We are setting ourselves up for success, so that our investments will require less effort but produce more income over time.  I have a lot of great ideas.  Lately, it’s just been a matter of prioritizing, and certain fires have demanded most of my attention.  I have considered what we would do if any of the side-hustles become really successful.  Where would we go for help?

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Solutions To Help You Wake Up From A Financial Nightmare

Financial struggles can make for extremely trying times.  There are plenty of reasons why someone might end up in such a position, including job loss or medical issues.  Whatever the reason, it can become difficult to get by when there isn’t much money coming in.  You may even need to rely on savings or unemployment benefits to survive.  It is possible to wake up from most financial nightmares with a few, fairly basic, strategies.   

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Update: Stubbornly Refusing To Give Up On Our Rental Property And Revising Our Plan

You may have noticed a few recent references to stressed-out Mr. Smith.  I commented in response to Mrs. Groovy’s positivity challenge, that I really wanted to find a way to help my husband be a little more thankful and relaxed.  The key was figuring out the root of his anxiety.  As with anything, there are usually a number of factors worthy of some blame, but I think we were able to single out one of the major ones: our rental property.  Now, we’re strategizing to adjust our plan, so that everyone can be a little happier for this part of our journey.

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Five Fun And Easy Ways Anyone Can Make Money In Their Spare Time

There are many paths to better financial health.  Living frugally is one of the best ways to get ahead on paying off debt or saving money towards various goals.  However, to really speed up the process, you need to do more than just cut back on spending.  Using your free time to earn extra money is one of the best financial strategies that you can adopt.

Stay tuned:  Today is a special double-feature Tuesday!  I’m posting an update on our family’s financial strategy later tonight.

 

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Need Money? You May Not Have Thought Of These Options

Whatever the reason why you need more money, there may come a point where it feels like you have exhausted all your resources. So, you’ve budgeted like a professional, you may be working more than one job, and you’ve learned to live a frugal lifestyle.  Are there any other options?  As we work hard to hasten our journey to financial semi-independence, I’m always looking for new ways to increase our income. I’ve found that taking stock of, and exploiting to their fullest, all of our resources is a good approach.

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Side Hustles Are Good For More Than Just Making Money



Why is it that we work multiple jobs as teenagers, but readily accept the idea that as adults we should focus on only one career?  A significant portion of our family’s success in paying off debt is thanks to pursuing a multitude of different side hustles.  The extra income, even some pretty small amounts, have helped us finally start to gain some momentum in paying off our debt and fixing our finances.  However, there is an added, unexpected benefit that came with our side-hustling ventures.

Side Hustles Are Good For More Than Just Making Money

 

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A New, Effortless App For Making Money

I’m always on the lookout for new ways to make a little extra money to expedite our debt payoff.  Smart phones are awesome tools for hustling up a little extra cash, instead of wasting your time away (and sometimes paying money) playing games.  I just found a new money-making app that requires no effort beyond normal use of your phone.

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A Day In The Life: How A Full-Time Working Mom Finds Time To Side Hustle Her Way Out Of Debt

 

Our own daily routine is something that seems mundane and of little importance, but apparently it’s much more fascinating from the outside. There’s something intriguing about comparing our day-to-day life with others, by reading the intimate details of their day.  Also, working moms are always searching for that illusive, perfect work-life balance. I liked reading recent “Day in the Life” posts from Mrs. Frugalwoods and The Frugal Millionaire, so this is my own super-exciting, typical day for your enjoyment (or at least the closest approximation I can provide to a typical day).

 

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