Our financial focus over the past few years has been on how to pay off debt. One of the most effective ways we’ve found to lower our debt is by increasing our income with side hustles. Now, it seems like side hustles are generally construed as a type of part-time job . . . but you don’t need to deliver pizza 20 hours a week or devote all of your free time to a side business in order to escape from debt. Small efforts with bits of extra time can make a big impact on your finances.