How We Paid Off Over $20,000 Of Debt In 2015

There are two simple ways to improve your finances: spend less money or increase your income.  Our extreme goals require extreme effort, which is why one tactic isn’t enough . . .  we do both.  Our progress in 2015 was due to living frugally and hustling to earn extra money.  We were able …

Side Hustle: How To Make Money By Being A Guinea Pig

My mission is to destroy debt and build up assets to facilitate financial semi-independence. While this is a newly-defined goal, I’ve always looked for ways to earn extra money. One of my favorite side hustles is participating in research studies. It can be tricky to find and qualify for these …

Why I Didn’t Make Money My First Year Of Blogging (My 100th Post!)

This blog serves several purposes.  First, it serves to document our journey to financial semi-independence.  Secondly, it keeps us accountable to our goal to become debt free and build up assets to support our financial semi-independence.  Finally, I had hoped to make some money with my writing.  The blog certainly …

How To Make Money Selling Crafts, With No Etsy Fees

My new hobby is crochet; I started with a baby blanket and have been hooked ever since.  I’ve been working on a variety of gifts lately, but the thought has occurred to me that crochet could become my next side hustle.  It would be perfect because I find it very …

Monday Medley: Going All In

The little steps are important, but sometimes you need to dive in headfirst to instigate monumental change.  We’re been working hard at our regular jobs, dabbling in ways to make extra money, and trying to cut expenses as much as possible.  However, suddenly, it feels like we’ve reached a milestone …

Is Swagbucks A Scam?

At first, I was very skeptical of pay-per-click or “rewards” websites.  What was the catch?  Did I have to pay some type of fee?  Was I going to end up receiving tons of junk emails?  Would my computer be infected with viruses?  I’ve since tried out a number of these …

Perk: The Easiest Money-Making App

We made a significant amount of side-hustle money last year with the help of numerous websites and apps.  Perk is a new app for me and possibly the easiest way that I’ve ever made money.  In the past few months, I’ve cashed out $30.00 worth of credits for Amazon gift cards. …

Monday Medley: Checking Off The To-Do List

These past few weeks have been filled with family fun, side hustling, doing home improvements, and saving money.  It feels like we’ve crossed many things off of our to-do list.  Life feels busy right now, but it’s nothing compared to the daily busyness in store for us when my maternity leave …

Monday Medley: A Summer Of Savings

It’s been a couple of weeks since my last update on our progress and plans.  We’ve been having a lot of frugal family fun and working hard towards achieving our goals.  Some of our money-saving strategies required time and preparation, but we’re finally seeing results from our diligence.   Maternity …

Monday Medley: Progress & Plans

Maternity leave is definitely not a vacation.  But while caring for a newborn is demanding, you still have a considerable amount of relatively free time at your disposal.  I am choosing to be as productive as possible to take advantage of these few months without the demands of a full-time …