I suspect that we all suffer from a bit of impostor syndrome from time to time. As someone who blogs about frugality and battling debt, there’s no escaping the realization that we don’t always practice what we preach. Our family certainly has made significant changes in our lifestyle over the …
You’ve no doubt already heard the advice to give up lattes and cable in order to pay off debt. What about after you’ve tried all of the basic approaches and still find yourself unable to gain any momentum with your finances? We’ve been there. It’s like you can never bail …
Hopefully everyone recently enjoyed celebrating Father’s Day. My own father hasn’t come up very much on this blog, but our relationship was an instrumental part of my formative years. While our bond has changed over time, I’m very thankful to still have him around. The paths of financial independence or …
What a journey it’s been so far! This is the 200th post on Creating My Kaleidoscope, a little blog I started up at the end of 2014. My original intent was to document our journey out of debt and build some accountability into our mission to achieve financial semi-independence. In …
Career breaks are never easy. Yet, they can be the best thing you ever do. My time off from work (due to being very pregnant with twins) has given me quite a few opportunities, including the ability to gain some perspective and have time to think about the future. If …
Our financial focus over the past few years has been on how to pay off debt. One of the most effective ways we’ve found to lower our debt is by increasing our income with side hustles. Now, it seems like side hustles are generally construed as a type of part-time …
I am so proud of the way that we are destroying our debt. It is both rewarding and motivating to see how far we’ve come in just a few short years. Tracking financial progress can provide an immense boost of resolve to continue, and even step up, our diligence. That is why …
There are two simple ways to improve your finances: spend less money or increase your income. Our extreme goals require extreme effort, which is why one tactic isn’t enough . . . we do both. Our progress in 2015 was due to living frugally and hustling to earn extra money. We were able …
