Category: <span>Uncategorized</span>

2018 Financial Update: All The Numbers

It’s that special time of year for personal finance bloggers – time to update your debt payoff and/or net worth numbers.  While commenters often say it’s nice to read these posts for the transparency, the best part for me is being able to look back and see how far we’ve …

A Happy And Healthy New Year

Welcome to 2018!  I don’t know about you, but I’ve never been very good about sticking with New Year’s resolutions.  Instead, I’ve found success in setting more-general goals for myself, along with deciding on a one-word theme to frame my priorities for the New Year.  My focus word for 2018 …

Christmas Lessons – 2017 Edition

After celebrating Christmas more than thirty times, it seems that each year brings special lessons. Some carry more significance, like the first one without Christmas Eve dinner at Grandpa and Grandma’s house. Others are a little less profound, but still important, such as how much booze to add to your …

The Adventure Of Our First (Frugal) Night Out Since Having Twins

Yes, you read that correctly.  Mr. Smith and I finally attempted a date night out of the house about seven months after having the twins.  We kept it a frugal date night, but it was quite the adventure.  I hope that we won’t wait so long to go out again, …

Is Owning A Car Necessary, Or Just A Financial Burden?

When it comes to money, and most other things in life, you have to force yourself to think outside the box.  As we continue on our journey out of debt and to financial semi-independence, I’m constantly trying to what costs are truly necessary.     One expense to consider is …

Positive Effects Of A Rent-To-Own Car On Your Personal Finances

The following is a sponsored post.   Getting a bad credit score happens to the best of us.  But just because you fell into the hole, doesn’t mean you can’t get out of it.  There are ways for you to improve on your credit score.  One way is through car …

Announcing: The Working Moms Fire Escape Forum

It is truly amazing how much life can change in just a few months.  Finding a new job with more flexibility has allowed our family to regain a sense of balance and catch up on life.  While we remain committed to achieving financial semi-independence, I have a new goal of …