Finance Defiance: Do You Enjoy Being A Rebel When It Comes To Your Money?

I had a little Twitter chat with Ms. Our Next Life and Kate from Good Night Debt last month. Was it about investment strategies, new frugality strategies, or some other personal finance topic?  Nope.  Our chat was about piercings.  Apparently, Ms. ONL has a nose stud and a helix piercing.  Kate has a rook and helix piercing, and was deciding whether to take one out.  As for me, I have managed to somehow keep my tongue ring (actually a stud) while working in a professional field for the past seven years.  It was fun finding out that there were other personal finance bloggers with fairly rebellious piercings, but it’s really not very surprising.

 

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Dreams And Responsibilities


This week, after seven years at my current job, I received an office upgrade.  It’s bigger and has windows with a pretty nice view.  But the new office is really just another form of “golden handcuffs.”  It’s still just a space, inside a building, where I’m supposed to trade years of my life for money.  Setting our sights on the goal of early semi-retirement has allowed me to have more peace when it comes to our current situation.  However, there are still many days when I still struggle not to say “F*** it,” run away, and never look back.

 

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Side Hustles Are Good For More Than Just Making Money



Why is it that we work multiple jobs as teenagers, but readily accept the idea that as adults we should focus on only one career?  A significant portion of our family’s success in paying off debt is thanks to pursuing a multitude of different side hustles.  The extra income, even some pretty small amounts, have helped us finally start to gain some momentum in paying off our debt and fixing our finances.  However, there is an added, unexpected benefit that came with our side-hustling ventures.

Side Hustles Are Good For More Than Just Making Money

 

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A New, Effortless App For Making Money

I’m always on the lookout for new ways to make a little extra money to expedite our debt payoff.  Smart phones are awesome tools for hustling up a little extra cash, instead of wasting your time away (and sometimes paying money) playing games.  I just found a new money-making app that requires no effort beyond normal use of your phone.

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A Day In The Life: How A Full-Time Working Mom Finds Time To Side Hustle Her Way Out Of Debt

 

Our own daily routine is something that seems mundane and of little importance, but apparently it’s much more fascinating from the outside. There’s something intriguing about comparing our day-to-day life with others, by reading the intimate details of their day.  Also, working moms are always searching for that illusive, perfect work-life balance. I liked reading recent “Day in the Life” posts from Mrs. Frugalwoods and The Frugal Millionaire, so this is my own super-exciting, typical day for your enjoyment (or at least the closest approximation I can provide to a typical day).

 

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Monday Medley: Summer Fun & Some Deeper Stuff

Isn’t it crazy that July is almost over already?  Thankfully, we’ve been making the most of the summer season and still have a lot of fun planned for August.  Our financial journey usually plays some role in our day-to-day life, but I’ve been trying to be mindful of taking time to enjoy the present as well.  I think we’re doing a pretty good job of saving, hustling, and enjoying the summer.

 

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Frugal Living: The Added Benefits You Haven’t Considered

The reason that most people adopt a frugal lifestyle is probably to improve their finances. Learning how to reduce your living costs can have a huge impact on your net worth. Given that money worries are the most common form of stress in modern society, improved lifestyle can have long lasting effects.  You can pay off debt, afford new adventures, or maybe even retire early thanks to your frugal ways.  However, saving money isn’t the only benefit to be had from taking this approach to spending. In fact, it can enhance your life in various other ways. Here are some of the additional rewards that you may not have previously considered. If this doesn’t give you an extra incentive to get started immediately, I don’t know what will.

 

Frugal Living Benefits

 

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The Momentum-Building Magic Of Small Gains

We’ve been “paying off” our debt for what seems like forever. The underlying problem was our bad attitudes about money.  Every time there was a little available credit, we broadened our definition of what was “affordable.”  We would bring the balances down, only to build them back up.  Now that we’ve changed our perspectives and made awesome goals for the future, our finances are finally starting to recover.  Incrementally, the small gains of our efforts have combined to give us a big push towards the finish line of financial semi-independence.

 

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Constructive Ways To Use Your Time, Instead Of Playing Pokemon Go

Money problems and time management issues seem to be frequent complaints, yet tons of people (children and adults) have spent this past week running around chasing imaginary creatures with the new Pokemon Go app.  While I am happy that this video game encourages exercise, I can’t help but think there are much more constructive ways to use your time.

Constructive Ways To Use Your Time, Instead of Playing Pokemon Go

 

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Happy Birthday To Me: 34 Years Gone And Looking Forward To The Future


My brain is often bombarded with reflective thoughts (I over-analyze everything), but this is especially true with my birthday.  The celebration marks another year gone from my limited time on this earth.  Everyone must engage in a little self-assessment on their birthday – pondering where you’ve been and what’s to come.  Yet, it’s supposed to be a happy day, full of indulgence and special treatment. Birthdays celebrate the relatively minimal accomplishment of surviving another year.  It’s for us to decide whether we put that time to good use.

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