Our Unique Solution To The Problem Of How To Transport A Large Family

“You’re going to have five kids?!?”  This is what I’ve been hearing a lot of lately, in conversations that usually start with, “Is this your first?”  People seem pretty shocked at the size of our growing family and often start firing off questions about the practical issues, like whether we will have to move, will both of us parents be working, and if we’ve gone shopping for a van yet.  Well, we looked at vans, and decided that they were not the most practical solution to our dilemma of the best way to transport a large family.

Continue Reading →

How To Save Money On Makeup: For Those Not Quite Ready To Go Au Naturel

Our family is always looking for new ways to save money, so we can continue to pay off debt and invest towards our future goals.  I’m definitely not wearing much makeup these days, as I rest up and prepare to give birth to the twins.  However, there are times when I like to use some makeup to feel a little prettier and give myself a more-finished look.  The best way to save money on makeup is obviously by going au naturel, but many women (myself included) aren’t quite ready to go the super frugal route of absolutely no makeup.  The good news is that you can still use makeup, without destroying your budget.

Continue Reading →

A Tiny Glimpse Of Early Retirement

It has been a very strange week.  I have not reported to the office, but I’m not on vacation or at home recovering from childbirth and caring for a newborn.  My doctor took me out of work due to the risks involved with twin pregnancy.  The crazy thing is that, ideally, these babies shouldn’t be born until May – a whole month from now!  After hustling so hard, for so long, I’ve suddenly found myself with something resembling freedom.

 

Continue Reading →

Lessons Learned At 30 Weeks Pregnant With Twins

We gave quite a bit of thought into whether we should add to our family again, with three fairly young children already.  One of the reasons why we decided to “go for it” was the fact that my previous pregnancies have been fairly uneventful.  I worked full-time until the very end and gave birth to big, healthy babies that came home with me two days later.  At 30 weeks pregnant with twins, I’ve learned quite a few lessons, including that you should never, ever assume you can predict the future.

Continue Reading →

Should You Go Back To School For A Career Change?

The last few weeks of work have been really rough, even worse because I’ve now entered the third trimester of this twin pregnancy.  Before we decided to pursue early semi-retirement, I would usually start thinking about changing jobs or careers whenever work really stressed me out.  I enjoyed college, but as tempting as a change might be, we’re still paying off my loans from attending graduate school.  While making a career change with further education wasn’t a good decision for our financial situation, that doesn’t mean that others might be able to use that strategy to better their life and their future.  How do you decide whether going back to school for a career change is a good idea?

Continue Reading →

How To Escape From Debt With A Few “Mini-Hustles”



Our financial focus over the past few years has been on how to pay off debt.  One of the most effective ways we’ve found to lower our debt is by increasing our income with side hustles.  Now, it seems like side hustles are generally construed as a type of part-time job . . . but you don’t need to deliver pizza 20 hours a week or devote all of your free time to a side business in order to escape from debt.  Small efforts with bits of extra time can make a big impact on your finances.

Continue Reading →

Frugal Ways To Be Healthier As a Family

Being healthy seems to be the focus of many as we get into the full swing of the New Year.  I’m already looking forward to regaining my shape once this last pregnancy is done!  As a parent, we’re always trying to make sure that our family is healthy . . . and for good reason.  Being healthier means that all of you can be more active, get sick less, and have more fun together.  The best part is that you can achieve these goals for your family, without breaking the budget.   

Continue Reading →

They Picked The Wrong House: Our Recent Experience With A Salesman

The details of the phone call seemed a bit strange, but we were enticed by the promise of a gift card for the grocery store.  It didn’t take long to realize that we had been duped into subjecting ourselves to a sales presentation.  The “snake oil” was a water softening and purifying system, for which we were offered a “great deal” on a ten-year lease.  We’ve been purposely avoiding sales pitches for the past few years due to our mission to fix our finances, so  this experience was actually somewhat, um, interesting.

Continue Reading →