Author: <span>Harmony</span>

What Do You Really Need For A New Baby?

American parents should heed a lesson in minimalism from Finland.  Our norm is to celebrate an impending birth with frivolous and unnecessary gifts.  Guests are invited to a banquet hall to enjoy food, games, and admire cute baby things.  Before the baby shower, parents-to-be will head out to one of those chain stores and receive a cool …

What Is FIRE?

FIRE is financial independence and early retirement.  ERE is the other acronym commonly used, which stands for early retirement extreme.  I knew nothing of these concepts a year ago.  Now, I feel enlightened and driven by these ambitious and rebellious lifestyle designs. To add some perspective, let’s ask the question: …

DIY Fancy Hair Ties

  Looking for a cheap and easy do-it-yourself project?  Make yourself some of these fancy “no-crease” hair ties. Step 1: Go on Etsy and order a big bundle of “fold over elastic.”  They have a seemingly limitless supply of different colors, textures, and patterns.  I purchased a variety of colors of satin …

Sunday Night Reflections

I suffer from the “Sunday-Night Blues.”  My mood darkens and my motivation wanes by dinner time.  I often withdraw from others and lose my patience quicker than normal.  The overly-ambitious plans made on Friday afternoon are partly to blame.   As Monday grows nearer, the burden of an inevitably uncompleted to-do list …

Why You Need A Side Hustle

Becoming stuck in the status quo seems to result from a number of factors.  Lifestyle inflation, or increased spending to match increased income, is often is often labelled the main culprit.  In addition, however, I believe that failing to utilize side income can be a problem.  In a recent conversation with Mr. …