This time of the year tends to make us reflective. We look back and assess what we’ve done well and what we’d like to change as we move forward. The clean break of the New Year gives us a great opportunity to make new goals for our personal lives, careers, and our …
Mr. Smith and I lived together in an apartment before we bought a house together. Our first home is now a rental property. We’ve gone through a few changes in our housing situation over the years, and will probably need to move again someday in order to accommodate our growing family. …
Sorry about the blog being pretty quiet over the last couple of weeks. What can I say? I haven’t been exactly myself lately. Understandably, there is a lot on my mind, but the fact that twins are on their way is only part of the reason for my sense of …
I love Christmas, but hate how it is always accompanied with messages of “Buy! Buy! Buy!” The craziness all starts this Friday when the hoards battle to snag “good deals,” whether or not they really need everything piled in their shopping carts. People seem to have accepted that it’s normal …
Personal finance is all about the spending and saving idiosyncrasies that make each of us unique. A lot of people don’t seem to give much thought to their money, earning and then spending their paychecks, over and over again. I think that anyone who has taken the time to really …
This journey to financial semi-independence started with a gradual adjustment of priorities. I suffered a sort of early, mid-life crisis. Over a period of at least one year, I did a lot of soul-searching, reading all sorts of things online and spending time reflecting, in my search for a more-meaningful life. …
In prepping to sell crochet items at an upcoming craft sale and being busy with work, I haven’t been able to find much time to upcycle or refashion my clothes. I have a couple big bags of clothing that are destined to be transformed into new things to wear. But, …
I posted a few days ago about feeling a bit overwhelmed with work. It really is my own fault, trying to be a full-time working mom, while side hustling to pay off debt. However, life will not be like this forever. We are setting ourselves up for success, so that …
Things have been pretty busy lately, maybe a little too busy. However, I wanted to give everyone a quick update on the Smith family’s fall adventures.
Financial struggles can make for extremely trying times. There are plenty of reasons why someone might end up in such a position, including job loss or medical issues. Whatever the reason, it can become difficult to get by when there isn’t much money coming in. You may even need to …