Everyone wants to spend less money, especially those of us who are trying to pay off debt or save towards the goal of financial independence. Budgeting can be helpful, but the key to really improving your finances is spending far less than what is coming in with your income. Shopping less …
We had a great time on our recent family vacation to Bar Harbor, Maine. One of the best parts about this destination is that you really don’t need to spend money on entertaining your kids. The main expenses for our trip were renting a van, gas, and food. We didn’t …
Whatever the reason why you need more money, there may come a point where it feels like you have exhausted all your resources. So, you’ve budgeted like a professional, you may be working more than one job, and you’ve learned to live a frugal lifestyle. Are there any other options? As we work hard …
We just returned from our first family vacation in two years, a wonderful trip to Maine. It’s funny how vacations seem like impossibly-expensive luxuries. Yet, simple escapes can grant you immense perspective and seriously recharge your soul. Our debt is still there, but we now have new memories to motivate us and …
I had a little Twitter chat with Ms. Our Next Life and Kate from Good Night Debt last month. Was it about investment strategies, new frugality strategies, or some other personal finance topic? Nope. Our chat was about piercings. Apparently, Ms. ONL has a nose stud and a helix piercing. Kate …
This week, after seven years at my current job, I received an office upgrade. It’s bigger and has windows with a pretty nice view. But the new office is really just another form of “golden handcuffs.” It’s still just a space, inside a building, where I’m supposed to trade years of my …
Why is it that we work multiple jobs as teenagers, but readily accept the idea that as adults we should focus on only one career? A significant portion of our family’s success in paying off debt is thanks to pursuing a multitude of different side hustles. The extra income, even …
I’m always on the lookout for new ways to make a little extra money to expedite our debt payoff. Smart phones are awesome tools for hustling up a little extra cash, instead of wasting your time away (and sometimes paying money) playing games. I just found a new money-making app …
Our own daily routine is something that seems mundane and of little importance, but apparently it’s much more fascinating from the outside. There’s something intriguing about comparing our day-to-day life with others, by reading the intimate details of their day. Also, working moms are always searching for that illusive, perfect work-life balance. …
Isn’t it crazy that July is almost over already? Thankfully, we’ve been making the most of the summer season and still have a lot of fun planned for August. Our financial journey usually plays some role in our day-to-day life, but I’ve been trying to be mindful of taking time …