The reason that most people adopt a frugal lifestyle is probably to improve their finances. Learning how to reduce your living costs can have a huge impact on your net worth. Given that money worries are the most common form of stress in modern society, improved lifestyle can have long …
We’ve been “paying off” our debt for what seems like forever. The underlying problem was our bad attitudes about money. Every time there was a little available credit, we broadened our definition of what was “affordable.” We would bring the balances down, only to build them back up. Now that …
Money problems and time management issues seem to be frequent complaints, yet tons of people (children and adults) have spent this past week running around chasing imaginary creatures with the new Pokemon Go app. While I am happy that this video game encourages exercise, I can’t help but think there are much …
My brain is often bombarded with reflective thoughts (I over-analyze everything), but this is especially true with my birthday. The celebration marks another year gone from my limited time on this earth. Everyone must engage in a little self-assessment on their birthday – pondering where you’ve been and what’s to come. …
Welcome to July! Summer is in full swing and you’re probably busy making plans to enjoy as many fun family activities as possible. Our family skips out on things like costly vacations, expensive amusement parks, or all-inclusive summer camps, because of our current battle with debt. However, there are plenty of …
Confession: I miss The Walking Dead (the new season doesn’t start until October). We don’t watch that much television, but my Friday night treat used to be catching up on the show while drinking a little bit of wine. It’s probably better to have nothing to watch during the summer, as …
In our quest to pay off debt and achieve semi-retirement by the age of 40, I’m always on the lookout for new ways to save money and to make extra money. I’m super excited about finding a great tool for buying and selling used books. I have big plans for using …
One of the things that constantly inspires me about the personal finance community is the enormous amount of diversity among our goals and road maps. I think we can all agree that there are a number of guidelines (as opposed to commandments) that provide us with methods for escaping from …
The purpose of this blog is to document my family’s journey out of debt and to financial semi-independence. One of the benefits of having a platform like this is to track our progress, with accountability. Well, it’s time to come clean about our current status – for better or for worse. …
It’s crazy how much my thoughts about the world around me have changed in just a few years. Nowadays, I find myself always analyzing expenses and ways to save money. The recent wedding was no exception – taking note of money-related things here and there. Full disclosure: my little sister did not …
